Overseas StudentCare

Basic Cover

Description of Benefits	Maximum Sum Insured
Accidental Death and Permanent Disability	HK$1,000,000
Additional Indemnity on Accidental Death Due to natural catastrophe in the course of study trip	HK$100,000
Major Burns	HK$200,000
Medical Expenses Including outpatient 25 visits per policy year Follow-up medical expenses incurred within 3 months from the date of return to Hong Kong which the treatment has been sought overseas, subject to maximum of HK$150,000	HK$1,500,000
Emergency Medical Evacuation & Repatriation	Actual Cost
Repatriation of Mortal Remains	Actual Cost
Care Visit	HK$50,000
Study Interruption	HK$100,000
Education Fund	HK$300,000
Personal Property Subject to maximum amount of HK$3,000 per item or pair or set of items and HK$10,000 for laptop computer	HK$15,000
Loss of Travel Documents	HK$10,000
Personal Money	HK$3,000
Unexpected Travel Delay HK$500 per 6 hours Maximum HK$2,000 per trip	HK$6,000
Baggage Delay More than 6 consecutive hours	HK$1,000
Personal Liability	HK$2,000,000
Scholarship Rewards Achieving of GPA 4.0 on a 4 point scale or straight A for all courses completed within eight (8) months in the course of study trip	HK$2,000
Kidnapping A cash daily benefit of HK$500 for each completed 24 hours, maximum 30 days per policy year	HK$15,000
Traumatic Incident Counselling Reimburse the medical expenses incurred by psychologist or psychiatrist for HK$1,500 per visit per day	HK$15,000
Overseas Residence Protection Subject to maximum amount of HK$2,000 per item or pair or set of items	HK$10,000
24-hour Worldwide Emergency Assistance Hotline Services	Free

The information contained in this page is intended as a general summary. For more details, please refer to our brochure and policy.
Important Note: Any non-study trips that depart from Home Country and returns to Home Country during the Period of Insurance is/are not covered.