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Private Motor

Private Motor

Private Motor Insurance

What Is Most Important?

No one wonders about how much they saved on their insurance after an accident.

At Liberty, we know that the reason you buy insurance is to protect you and your loved ones in case something happens. That’s why we make Claims Service our number one priority. If you ever need us, our experienced Claims team will assist you to get back on the road with a minimum of hassle.

Liberty is one of Hong Kong’s leading Private Motor insurers. Why should you choose Liberty?

  • Our experienced Claims team, known for their speed and service
  • Our ability to cover many different kinds of risks, not just perfect drivers
  • Our network of professional intermediaries, who can help you tailor the perfect coverage
  • Our 1-hour legal advisory service in the event of an accident involving third party bodily injury. Policy terms and conditions apply

  • Overview and Scope of the 1-Hour Legal Advisory Service

    In the event of an accident involving third party bodily injury (excluding any injury caused to the driver and/or the insured of the insured vehicle), our company will provide one time 1-hour legal advisory service. Once such traffic accident occurred, our customer can contact our 24-hours hotline for assistance. Once Liberty receive the report of the case, Liberty will contact the customer during office hour as soon as practicable. A competent lawyer with relevant expertise will be assigned to meet the customer, accompany the customer to attend certain legal procedure if appropriate or to address some of the customer’s enquiry directly.

Motor insurance involves many details that can best be answer by a licensed insurance intermediary. Please contact your preferred intermediary and ask about Liberty.

Benefits

Ever wonder what the difference between Third Party Only and Comprehensive is?

Third Party cover Comprehensive cover
Loss or damage to motor vehicle
Third Party Liability (HK only)
Medical expense of insured drivers
No Claim Discount (NCD)
Extra benefits
No Claim Discount Protection
Free Windscreen benefit
24-Hour Emergency Towing / Roadside Service – HKSAR only
Temporary Substitute Vehicle Benefit
Driver’s Life Protection
New for Old Replacement Vehicle Benefit (for brand new car)
24-hours Accident Notification Service
(852) 3122 2266

(852) 2970 2003

Having the right insurance is a complicated financial decision. Since every situation is different, talk to your experienced insurance intermediary about whether Third Party Only or Comprehensive Cover is right for you.

Claims

For the claim procedures, please click here.